Money · Independent · 21 Oct 2026

interledger/rafiki

An open-source, comprehensive Interledger service for wallet providers, enabling them to provide Interledger functionality to their users.

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Rafiki: Interledger service for banks. Enables cross-border payments for financial providers.

In simple English

This software helps financial companies connect to the Interledger network. It lets users send and receive money across different payment systems smoothly. The system tracks balances and manages security permissions for third-party apps. It is meant for regulated businesses, not solo builders or casual users. Running it requires dedicated servers and careful financial compliance.

What it is

Rafiki is an open-source Interledger service built for financial service providers. It includes an accounting backend, API gateways, and authorization servers to handle web payments.

What it is good for

Financial institutions that want to offer Interledger protocol features to their account holders will find this helpful. It removes the need to build a cross-border payment routing engine from scratch.

Stars360
LicenceApache-2.0
Latestv2.4.5-de (2026-07-16)checked 21 Oct 2026
Last code change2026-10-14
Written inTypeScript
Setup effort
4 / 5
Payoff
3 / 5
Good
  • Includes a high-throughput accounting database for fast financial tracking.
  • Provides complete API support for admin controls and open payments.
  • Certified as a digital public good with active community backing.
Watch for
  • Strictly intended for regulated entities and not casual use.
  • Requires Docker (a way to run a program inside its own sealed box, so it cannot break anything else on your server) and Node.js to operate.
  • Complex multi-service architecture demands high ongoing maintenance effort.
Replaces

custom payment routing engines

Works well with

Docker

Also reviewed on Repo Radar
  • hledgerorg/hledger4.8k stars

    Double-entry accounting over plain text files, with command-line, terminal, web and editor interfaces.

  • akaunting/akaunting10k stars

    Self-hosted invoicing and expense tracking, with the double-entry accounting sold separately as an add-on.

  • ledger/ledger6.1k stars

    Double-entry accounting from a plain text file, run from the command line, with no database of any kind.

Install
git clone --recurse-submodules https://github.com/interledger/rafiki.git
cd rafiki
nvm install
nvm use
corepack enable
pnpm i

Independent: reviewed for Repo Radar outside the daily editions. Every independent repository

On Stack Radar: Commerce & Finance › Accounting & Expense Management › Banking.

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